This buying process will give you a good idea of what to expect from the beginning of home search to become a homeowner. 

We will need these documents and other requirements in order to present your written and signed offer to the seller. 

This is a legal binding contract between the buyer and the seller for San Francisco only. Get familiar with this SFAR Residential Purchase Agreement. We will discuss how to write a strong offer to include any applicable terms/conditions with a winning strategy to stand out from the rest of the buyers.

This is a legal binding contract between the buyer and the seller for the state of California. Get familiar with this CAR Residential Purchase Agreement. We will discuss how to write a strong offer to include any applicable terms/conditions with a winning strategy to stand out from the rest of the buyers.

Title/Escrow is opened with a title company once the seller accepts your offer. A 3% deposit of the purchase price is the first check that you need to send to title company. 

For Real Estate transactions in California, a buyer typically pays for closings costs including title insurance and escrow fees which is usually around 1-2% of your loan amount.

Once you have loan commitment from the lender, you are good to close the transaction. The title company will provide an estimated closing statement so you know how much you need to write a check to bring to title company for closing.

This guide will help you prepare all your financial documents before you meet with a loan officer to obtain a mortgage. 

This guide will provide you each step of the buying process plus buying tips and tricks.